Privacy Policy
Effective Date: 1st September, 2025
Introduction
Mimoni Technologies Limited (“Mimoni,” “we,” “our,” or “us”) is committed to protecting your personal data and respecting your privacy.
This Privacy Policy explains how we collect, use, store, and safeguard your information when you use our websites, mobile applications, APIs, and related services (“Services”).
Mimoni Technologies Limited is a company duly incorporated under the laws of the Federal Republic of Nigeria with RC:8748681.
By using our Services, you consent to the practices described in this Policy.
Information We Collect
We may collect the following categories of information:
Full name
Date of birth
Contact details (email, phone number, address)
Identification documents (BVN, NIN, Passport, Driver’s License, etc.)
Bank account details
a. Personal Information
Payment details
Transaction history (escrow, crypto, fiat, gift cards, invoices, etc.)
Account activity logs
b. Transactional Information
Payment details
Transaction history (escrow, crypto, fiat, invoices, etc.)
Account activity logs
b. Transactional Information
Device identifiers
IP address
Browser type, OS, and access times
Cookies and similar tracking technologies
c. Technical Information
Information provided during customer support requests
Feedback, surveys, and communications
d. Other Information
How We Use Your Information
We use your data to:
Provide and operate our Services (escrow, payments, wallets, etc.)
Verify your identity (KYC/AML compliance).
Process transactions securely.
Detect and prevent fraud, money laundering, and terrorist financing.
Communicate with you regarding your account and updates.
Improve and personalize user experience.
Comply with legal and regulatory obligations.
Legal Basis for Processing
We process your personal data on the following bases:
Consent – when you voluntarily provide information.
Contractual necessity – to perform our obligations under our Terms of Use.
Legal obligation – to comply with CBN, NDPA, SEC, and other regulatory requirements.
Legitimate interest – to improve and secure our Services.
Data Sharing & Disclosure
We may share your data with:
Regulatory bodies (e.g., CBN, EFCC, NDPC) for compliance.
Financial institutions & payment processors to facilitate transactions.
Third-party service providers (cloud hosting, fraud detection, analytics).
Law enforcement when required by law or valid court order.
We will never sell your personal data to third parties.
Data Retention
We retain personal data only as long as necessary for legal, regulatory, and operational purposes.
Typically, transactional data is kept for at least 5 years in line with CBN/AML regulations.
When no longer needed, your data will be securely deleted or anonymized.
Cookies & Tracking
We use cookies and similar technologies to enhance user experience, remember preferences, and analyze site traffic.
You may control cookie settings in your browser.
Data Security
We implement industry-standard measures, including:
Encryption of sensitive data.
Multi-factor authentication.
Access controls and monitoring.
Regular security audits.
While we take all reasonable measures, we cannot guarantee absolute security.
Your Rights
Under the Nigeria Data Protection Act (NDPA 2023), you have the right to:
Access the personal data we hold about you.
Request correction of inaccurate information.
Request deletion of your data (subject to legal/regulatory retention requirements).
Withdraw consent for processing where applicable.
Lodge a complaint with the Nigeria Data Protection Commission (NDPC).
Requests may be sent to our Data Protection Officer (DPO) at the contact below.
International Data Transfers
If we transfer data outside Nigeria, we will ensure adequate safeguards in compliance with NDPA 2023 and international standards.
Children’s Privacy
Our Services are not intended for individuals under 18 years of age. We do not knowingly collect personal data from children.
Changes to This Policy
We may update this Privacy Policy from time to time. Updates will be published on our website/app with a new effective date.
Contact
For questions or concerns about this Privacy Policy or to exercise your rights, please contact:
Mimoni Technologies Limited
Email: support@mimoni.africa
Phone: +234 803 223 7727